Limited time only

A $130 value for you!

Get $30 in card rewards§ when you’re approved for the REI Co-op® Mastercard® by Sep 7. Plus, you can earn a $100 REI gift card after your first non-REI purchase within 60 days from account opening.* See terms below

A graphic of a camping trailer, with the Capital One card as the body of the trailer. A graphic above the camping trailer reads: Earn a $100 gift card.
Existing cardholder? Manage your card

The REI Co-op Mastercard

Your everyday card. Earn more outside.

Find out if you’re eligible with no risk to your credit score.

See if you're pre-approved
Skip pre-approval & apply now
Existing cardholder? Manage your card

Just for members, the REI Co-op® Mastercard® earns rewards on all purchases—everywhere and every day. Plus, earn a $100 REI gift card after your first purchase outside of REI within 60 days from account opening.*

  • Earn 5% in rewards on REI Co-op purchases 1
  • Earn 1.5% in rewards on all other purchases 2
  • Plus, redeem rewards as you earn them 3
NO ANNUAL FEE. NO FOREIGN TRANSACTION FEES.4

See how quickly your card rewards can add up in a month

Earn Rewardsa cyclist riding to a yoga class

Everyday Purchases

Calculate 1.5% rewards2 on groceries, shopping, travel, restaurants & more.

$1,000

$5,000

a graphic of a bag of groceries+$30

All REI Co-op Purchases

Calculate 5% rewards1 at REI, including on sale items, shop services & more.

$0

$1,000

a graphic of a bicycle+$20
= $50 in card rewards3

Reward amounts above are estimates and not guaranteed. Rewards are redeemable on most items at REI.

PLUS

Your annual Co-op Member Reward amount (10% Co-op Member Reward amount is typical but not guaranteed)8
Card rewards FAQ

Unique card benefits that reward your outside life

  • a man jumps off of a rock into a pool of water at the foot of a waterfall

    Double card rewards during our annual event

    Twice as much outside goodness! During our yearly event, you’ll earn double REI Co-op Mastercard Rewards on REI Co-op purchases.

  • A person skipping a rock across water

    Your card, your preferred name6

    The co-op is a community where everyone belongs. Cardmembers can choose to display their preferred name after they receive their card.

  • Three friends and a dog sit around a campfire, laughing and roasting marshmallows as the sun sets.

    Fast rewards redemption

    Card rewards are ready to spend at REI as soon as they’re earned and posted to your account (1–2 business days after purchase). They don’t expire for the life of your account.

  • $2 million annual donation to the REI Cooperative Action Fund 7
  • Card made from 85% recycled materials
  • No annual fee 4
  • No foreign transaction fees 4
  • Mastercard World Elite benefits
Just For Members Airplane Graphic

Choose outside every day with the REI Co-op Mastercard—just for REI Co-op Members

Not a member? Join now for just $30 (once!), and get a lifetime of benefits—including eligibility to apply for the REI Co-op Mastercard with no annual fee.

an illustration of a signpost pointing the way

Have questions about the REI Co-op Mastercard?

See benefit detailsGo to FAQ

Earn a $100 REI gift card*

Apply, get approved and make your first purchase outside of REI within the first 60 days and you’ll earn a $100 REI gift card*.

See if you're pre-approved
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