REI CO-OP ANNUAL DIVIDEND

What is a dividend?

The REI Co-op Annual Dividend is your share of the co-op's annual profit. For more questions, read our FAQs.

Look up your Annual Dividend

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The Annual Dividend is associated only with the name of the REI member.

Annual Dividend FAQs

    • The Annual Dividend is a unique benefit of REI Co-op membership. Part of your Annual Dividend is your share of the co-op's annual profit.

      REI Co-op members receive their Annual Dividend notice each March. The dollar amount on the notice consists of two parts: your member dividend, which is typically 10% back on eligible REI purchases*; and any rewards from purchases you make with your REI Co-op Mastercard, if you have the card (which is a benefit just for REI Co-op members). Sometimes your Annual Dividend will also include any unused dividend or reward amount from a previous year.

      Here are some of the purchases you can earn a dividend on:

      Except for the items listed below in the next section, you can earn a dividend on most full-price items and other eligible REI merchandise purchases posted from Jan. 1 through Dec. 31. Any items returned for refund or credit will be deducted from your dividend; if your dividend has already been calculated, then the dividend is deducted from any returns.

      Here are some of the purchases you can’t earn a dividend on:

      Sale items, discounted items, REI Adventures trips, REI Outdoor School classes, sales tax, postage and the REI membership fee. Service fees for labor, mounting, engraving and rentals are also non-dividendable. The purchase of a gift card is non-dividendable, but a member dividend can be earned by the gift card recipient when the gift card is redeemed.

      Good news: Keep in mind that many of these non-dividendable items, such as gear that’s on sale and REI Adventures trips, still let you earn 5% back when you buy them with your REI Co-op Mastercard.

      *10% member dividend is typical but not guaranteed. Your member dividend is based on eligible net purchases, which exclude REI Garage items, sale and clearance items, discounted items, gift cards, REI Adventures trips, REI Outdoor School classes and outings, service fees (e.g., rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.
    • The REI Co-op Mastercard is a benefit that’s available only to REI Co-op members. We like to say it’s the card that co-op members (and trees) love. Here’s why:

      You get 5% back1 at REI—and that’s in addition to your typical 10% member dividend—and 1% back2 on everyday purchases. Plus, there’s no annual fee3. Shopping and paying bills with your REI Co-op Mastercard lets you boost your REI Annual Dividend.

      And here’s the trees part:

      Every time you make a purchase with your card, REI donates to the National Forest Foundation to help restore and enhance trails, campgrounds, peaks, prairies and rivers in our national forests and grasslands4. We’re excited to give back to our public lands.

      When do I get my rewards?

      You’ll receive your 5% and 1% rewards each March as part of your Annual Dividend. Any purchases you make with your card after the final billing of the current year will apply to the following year’s rewards.

      Make your card count

      The primary cardmember’s name on the REI Co-op Mastercard needs to match the name on the REI membership card. That way you’ll be sure that your REI Co-op Mastercard purchases count toward your Annual Dividend. Questions about your REI Co-op Mastercard rewards? Call us at 1-800-426-4840.

      1 5% back applies to REI net purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments.

      2 1% back applies to non-REI eligible net purchases (purchases minus credits and returns) only. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify.

      3 No annual fee info here.

      4 This year, REI will donate $0.10 per REI Co-op Mastercard purchase transaction made to the National Forest Foundation, up to $1 million. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify. Transactions posted in late December of the current year may be applied in the following year. REI may change the benefit or named charity in future years. REI is solely responsible for making the donation.

    • Only active REI Co-op members receive an Annual Dividend notice. To be an active member, you need to make net merchandise or shipping purchases (purchases minus credits and returns) of at least $10 per year, unless you joined during that calendar year.

    • You may request a retroactive member dividend credit for eligible purchases online or by calling Membership Services at 1-800-426-4840 ext. 3906; have your receipt handy as you’ll need to provide information about your purchase from it. A 10% member dividend* may be credited to you for purchases you made within the current calendar year. However, your dividend cannot be credited for purchases that occurred before you became a REI Co-op member.

      *10% member dividend is typical but not guaranteed. Your member dividend is based on eligible purchases, which exclude REI Garage items, discounted items, gift cards, REI Adventures trips and services.

    • Annual Dividend notices are sent out in March. For example, the member dividend you earn on purchases made in 2017 will be issued in March 2018 and expire in January 2020. Notices go out in March to all members who earned a member dividend and/or REI Co-op Mastercard rewards on eligible purchases during the previous year.

    • You can shop at REI with your Annual Dividend as soon as you receive it. It’s good through its expiration date, which is Jan. 3 about two years away.

      To redeem your Annual Dividend:

        Shop online at REI.com or REI Garage

        Shop at any REI store

        Book an adventure-travel trip with REI Adventures

        Shop with the REI mobile app (download free from the App Store)

        To redeem your dividend on an REI order by phone, call:

        1-800-426-4840 (U.S. and Canada)
        1-253-891-2500 (International)

    • Yes. From July 1 through Jan. 3 of the following year, you can bring your Annual Dividend notice to any REI store and ask to get your remaining balance in cash. Stores have limited cash on hand, however; a request to redeem an Annual Dividend notice for cash may be handled as a check request at the store's discretion.

    • Yes. You can request a check for your remaining Annual Dividend before it expires. While you can request the check at any time, checks are only sent to members from July 1 through Jan. 3. Please note that no checks are issued for balances $25 and under, and the check will be made out only to the primary member.

      To request an Annual Dividend check to be sent to your current address or an updated address:

      Please enter the address in the form below, and submit the information. Make sure to enter your name exactly as it appears on your membership. We will automatically update our database with the address you enter.

      1. Fill out the online form. This is a fast and easy way to get your check. Please note: A check will be issued only in the primary cardmember’s name.
      2. Or call us: 1-800-426-4840 (U.S. and Canada); 1-253-891-2500 (International)
      3. Or contact us by mail:
        REI Membership Services
        P.O. Box 1938
        Sumner, WA 98390-0008
    • Your dividend expires on Jan. 3, just under two years after it has been issued. For example, your 2018 dividend earned on 2017 purchases will expire in January 2020.

    • If the Annual Dividend has been issued (or is in the process of being calculated), then the dividend is deducted from the purchase price. If an item is returned in the same year that it was purchased, then you receive the full purchase price back.

Published 03/22/2018