The Black Diamond Momentum Kit is literally the best thing you can buy for a beginner kit and was already on my mind before I read the rest of your post. It comes with a chalk bag, chalk, ATC (belay device), carabiner, and of course, climbing harness. If you are still on edge about the purchase, you can try one on at REI. Most REI's have a rope set up to their ceiling so you can attach it to your harness and get a good feel for it. Another alternative is the Petzl Corax Climbing Kit. Happy climbing!