Thanks, Howard.  I have a slight allergy to down, at least I used to, so not sure I want to try it again.  I've heard that newer down is more sterile and less likely to cause a reaction though.  I do like the North Face bag.  Synthetic handles moisture better, too. Down may make my upper body too warm so that's another concern that's why I was thinking of something on top that can be moved to adjust for temps. I was thinking a camping quilt with a toe box would work well but I'd have to find one with a large toe box so that it wouldn't effect the loft of my bag. 

Thoughts ...

 

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