Hey @Henry ,

You do not need to spend $100 in order to use your $20 Member Bonus Card.

You may use it on any purchase for any amount. You will want to enter your bonus card number and pin number into the giftcard section during checkout. 

Take note that there is an expiration date on those Member Bonus Cards. Thanks for being a member with us Henry!

Happy Trails!

At REI, we believe a life outdoors is a life well-lived.