I have been a member since 1971. My last purchase was 2014. I am not a fine print type of guy, so i "apparently" missed this. My upcoming purchase of a bike for 499.00 will not be able to yield me my 10% dividend because i have not bought something each year. Is this correct? If so, it seems wrong. 


On SS, 10% is a lot of money. If its a rule and its on me for not being aware, so be it.