I've been an REI member for 40 years or more. I am buying VERY few significant items at REI any more. I used to buy gear for my Sea Kayaking, camping, and outdoor clothing. Now I look at REI but buy elsewhere for big items. I use credit cards for bill paying and on-line purchases, but I use my checkbook for my recreational spending. I haven't bounced a check in 50 years, and REI has all my contact information so if I WERE to bounce a check they could certainly find me. Sportsman's Warehouse has gone to the "No Checks" policy too and I haven't purchased any item over about $10 there in over a year.
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