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Greetings, Did you know that you can build a bigger dividend simply by using the REI Visa card? Offered exclusively to REI members, this is the only credit card that loves the outdoors as much as you do. 5% rebate on all REI purchases.1 1% rebate on all non-REI purchases.2 All of this on top of your REI member refund.3 $20 REI gift card upon approval and purchase.4 No annual fee. Apply now for the REI Visa card or call 1-877-REI-9737, ext. 5080. See you on the trail, REI Membership Services	Consider it a little something to sweeten the deal (and help you get more gear). Apply for your REI Visa card now and we'll give you a $20 gift card upon approval and purchase. Apply now The photos featured in our emails are of REI co-op members on real- life adventures. Have an adventure to share? Submit your photos

1 5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel-invoiced trip payments. 2 1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible. 3 No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items. 4 REI gift card offer: To receive this one-time REI gift card, you must apply for an REI Visa card and once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer. The creditor and issuer of the REI Visa card is U.S. Bank National Association ND. Subscribe, Unsubscribe or Change Your Email Address and Preferences at any time. REI respects your privacy. We do not rent or sell email addresses. Read our privacy policy. Have a question, comment, concern or compliment? We'll respond quickest if you call, email or write to REI Membership Services at REI, 6750 S. 228th St., Kent, WA 98032.